Mortgage Center

Applying online is as easy as 1-2-3.

You can apply now in as little as 20 minutes.

Apply Now and complete the application.
When you have completed the application, click submit and your information will be reviewed for instant online approval.
A Kinetic Federal Credit Union Loan Originator will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Originators are only a phone call away if you need help. Contact us at 706-320-8585.

Personal Quick Quote

Searching for our rates is easy.

Fill out the form to the left.
Click 'Go'.
Choose a rate that best suits your situation.

Yes, It's that simple.

Quick Quote

Loan Purpose
Value/Purchase Price
Loan Amount
State
County
City
Property Use
Property Type
Credit Score
(Hidden)Escrow/Impounds
(Hidden)Rate Lock Period
(Hidden)Has VA
(Hidden)Lot Status
(Hidden)Includes Cost of Lot

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Government Loans

Looking for a no down payment VA loan or a low down payment FHA loan? You have come to the right place!

Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

Apply for a mortgage now!

Today's Featured Rates

Conventional
30 Year Fixed Rate
Rate	APR
6.990%	7.042%
15 Year Fixed Rate
Rate	APR
6.250%	6.333%
VA Loans
Federal VA 30 Year Fixed Rate
Rate	APR
6.250%	6.611%
Federal VA 15 Year Fixed Rate
Rate	APR
6.125%	6.719%

Personalized Quote